We’ve teamed up with Connexion Insurance Solutions to provide you answers to some of the frequently-asked-questions patients ask about Medicare. Each month we’ll publish an article or series of questions that are commonly asked about Medicare.
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare consists of Part A – Hospital, and Part B – Medical. Medicare Advantage, or Part C, rolls Part A and Part B into one plan, and can also include Part D – prescription drugs.
With Original Medicare, you can go to any doctor, hospital or other provider that accepts Medicare and is seeing new Medicare patients. Original Medicare usually doesn’t cover prescription medications, with a few exceptions. In most cases, Original Medicare does not cover routine eye exams or prescription eyeglasses; preventive or restorative dental services; or hearing exams and aids.
Medicare Advantage plans are offered through private insurers, and take the place of Original Medicare Parts A and B. Medicare Advantage plans (Part C plans) require that their members use doctors and hospitals in their own networks but often include more benefits and services than Original Medicare, such as Medicare Part D prescription drug coverage in some cases; vision services; wellness programs; and hearing services. Some even include gym memberships.
Will I still have Medicare coverage if I enroll in a Medicare Advantage plan?
Yes, you will still have all of the benefits covered under Original Medicare Parts A and B when you enroll in a Medicare Advantage plan. Your benefits will simply be provided by the Medicare Advantage plan. Simply use your member ID card (not your red, white and blue Medicare card) and present it to participating doctors, hospitals and pharmacies.
Connect with a Medicare Specialist
Call 1-877-217-3279 or email MAquestions@connexioninsurance.com to speak with a Medicare specialist (Monday-Friday; 8 a.m. - 5 p.m.) at Connexion Insurance Solutions.
Attend a Free Medicare Class
For more information about Medicare at The Polyclinic, attend The Polyclinic, Medicare and You. Free and open to all. Find a class and RSVP.