Medicare Spotlight November
November 1, 2016 | by The Polyclinic

We’ve teamed up with Connexion Insurance Solutions to provide you answers to some of the frequently-asked-questions patients ask about Medicare. Each month we’ll publish an article or series of questions that are commonly asked about Medicare.

Does a Medicare Supplement cover prescription drugs?

A. The short answer is: NO. A Medicare Supplement plan (sometimes known as a MediGap) does not cover prescription drugs. A Medicare Supplement plan fills in the coverage gaps of traditional Medicare.

A Medicare Supplement Plan only pays your part of the amount Medicare approves for payment. A Medicare Supplement does not offer any additional reimbursement or benefit coverage beyond what would be approved by Medicare.

To get prescription drug coverage, you should enroll in a Medicare Prescription Drug Plan (sometimes referred to as “PDPs”). There are also Medicare Advantage plans that include Medical and prescription drug coverage. You must have Part A and Part B (“Original Medicare”) activated to enroll in a PDP or Medicare Advantage Plan.

Taylor Vidor, Connexion Medicare Producer

Reference: Medicare Part D

How is skilled care different than custodial care?

A. Skilled care is care given in a certified skilled nursing facility (SNF), to assist with medically necessary activities such as post-surgical rehabilitation (changing sterile dressings, physical therapy etc.)

Custodial care is help with activities of daily living such as bathing, dressing, get in or out of bed or chairs, using the bathroom, or other tasks people generally do themselves. Medicare does not cover custodial care.

Vanessa Lopez, Connexion Insurance Solutions

Reference: Medicare Types of Care

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